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| insurance: el monte rv
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The El Monte RV rentals do not automatically include
the minimum legal amounts of primary liability
(i.e. third party) insurance, which
minimums vary between state, province and territory.
Such coverage must be attached to the rental via one of the following
actions: upon the pick-up occasion, a renter (i.e. client) who is
a resident of the USA or Canada must
present to El Monte RV proof of his/her personal automobile insurance policy
(including policy number and, if his/her insurance company requires one or
if the rental RV is a diesel pusher model, a separate rider);
or a renter who cannot present such proof of insurance,
a renter who is not a resident of
the USA or Canada must pre-purchase (e.g. via IdeaMerge)
El Monte RV's so-called Rental Liability Insurance (RLI),
costing US$ 13.50 per night.
Either sort of client mentioned above can
supplement said liability coverage by purchasing
Statutory Limit Insurance (SLI),
which increases said minimum limits to US$ 1,000,000 per authorized driver
of the rental vehicle. The SLI costs US$12 per night if pick-up occurs
in Florida, US$ 13.50 per night if pick-up occurs elsewhere. Naturally
certain exclusions apply, which include but are not limited to
several of those listed below.
Furthermore, IdeaMerge requires that all our clients who
book an El Monte RV rental pre-purchase El Monte RV's
Vehicle Incident Protection, because without this protection the client
is responsible for the full cost of repairs made to the vehicle
consequent of damages that occur to the vehicle during the rental
(including the cost of El Monte RV's
lost rental revenue while the vehicle is being repaired). We don't
want any of our clients to suffer such potentially huge costs. The
Vehicle Incident Protection
costs US$ 16 per night (or US$ 35 per night for a "diesel pusher" A-Class vehicle) and
reduces said responsibility to US$ 700
per incident (or to US$ 5000 for a "diesel pusher" A-Class vehicle).
The damages covered by this protection include overhead damage,
undercarriage damage, tire damage, wheel damage,
damage which occurs when the vehicle is being backed up, theft of the vehicle,
damage due to vandalism, fire, break-in, and weather,
as well as animal impact, accidental damage to windows,
and towing and recovery costs, all regardless of whose fault an accident was.
The protection also typically covers costs of transporting a damaged rental
vehicle to an El Monte RV rental station. Certain exclusions do of
course apply, which exclusions include but are not limited to the following:
The Vehicle Incident Protection is also void if the client/customer fails to file a relevant and timely accident/damage
report with the police and/or El Monte RV or fails to inform the El Monte RV pick-up depot within
24 hours with a full written report.
No special authorization is required to travel into Canada, Yukon, the Northwest Territories
or Alaska, but travel to the latter three regions is at the
client's risk, as described elsewhere on this page.
The El Monte RV vehicles are allowed to travel into
Mexico if such
travel is confirmed in advance and the client purchases
directly from an USA El Monte RV rental depot
(typically upon the pick-up occasion) the vendor's
Mexico Auto Liability Insurance (MALI) to cover the specific
range of dates during which the vehicle might be in Mexico.
The cost of this MALI coverage is US$ 22 per such calendar date.
Relative to travel in Mexico, MALI provides coverage for physical damage to or total theft of the
El Monte RV rental vehicle, as well as third-party liability and medical
payments, and legal assistance (especially to aid in preventing the client
or clients from being jailed in Mexico).
El Monte RV's Roadside Assistance does not extend into Mexico;
and any repair costs, lost use, towing or fines incurred in Mexico are
the client's (i.e. customer's, traveler's, renter's) responsibility and are
not reimbursed by El Monte RV.
El Monte RV operates one of the newest fleets in the industry. Yet as motorhomes
are mechanical devices they do occasionally develop problems.
Included by default with all rentals is Roadside Assistance,
tel. 800 367 4707, effective in the USA and Canada
6:00–19:00 hours (6 am to 7 pm) PST during
Monday–Saturday, April–September;
6:00–18:00 hours (6 am to 6 pm) PST during
Monday–Saturday, October–March;
8:00–17:00 hours (8 am to 5 pm) PST Sundays.
restrictions
accident
In the event of an accident, the customer must obtain a local police
report as provided by the attending police officer investigating the accident.
The client should notify the El Monte RV pick-up depot
about the accident as soon as possible. On said accident report
the client should make a full, written report including the other
party's name, address, phone number and driver's license information. The client
should submit that form to the pick-up depot within 24 hours of the accident. All documents
relating to the accident should include a police report number or other
pertinent identifying number. Insurance coverage may be void if these
measures are not performed.
Warning
Although motor travel in North America is not generally considered prohibitively dangerous, there are, of course, associated risks including death. For quantitative measures of these risks, please see the Association for Safe International Road Travel (ASIRT) http://www.asirt.org.
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