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  germany rv insurance: drm

liability, collision, and comprehensive insurance

The included "third-party" liability coverage — i.e. "international green card" insurance — covers the driver with up to EUR50,000,000 per accident (third-party bodily injuries up to EUR8,000,000 per person). The included collision-damage deductible is EUR1200 per occurrence. The included comprehensive-damage (i.e., fire, natural disaster, vandalism, theft of vehicle, etc.) deductible is only EUR500 per occurrence. These deductibles can be reduced to EUR600 and EUR200, respectively, by purchasing the insurance liability reduction (EUR8.50 per day). Damage to vehicle occupants is not covered; i.e., personal accident insurance is not included and it is not made available. The cost of all the above-mentioned, included insurance is woven in to the total price calculated by the IdeaMerge online reservation software.

Entry to the following countries is allowed without authorization from DRM: Austria, Belgium, Denmark, Finland, France, Ireland, Italy, Luxembourg, Netherlands, Norway, Sweden, Switzerland, United Kingdom. Authorization from DRM — i.e. to be signed in the rental station upon the pick-up occasion only — is required for entry to the following countries: Albania, Andorra, Belarus, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Estonia, Greece, Hungary, Iceland, Latvia, Lithuania, Malta, Macedonia, Poland, Portugal, Romania, Serbia and Montenegro, Slovakia, Slovenia, Spain, Ukraine. Entry to the following countries (among others, of course) is forbidden: Israel, Iraq, Iran, Morocco, Moldavia, Russia, Tunesia, and Turkey.

You are welcome to transport your rented vehicle by ferry and/or the Channel Tunnel.

Any damage intentionally or negligently caused by the vehicle occupant or occupants — especially as a consequence of said occupants' consumption of drugs or alcohol — is not covered under the terms of the insurance policy. Moreover, the renter is fully liable for any damage caused by the driver's failure to observe the vehicle dimensions (especially its height and width), by improperly heavy or large loads exceeding the documented capacity of the vehicle, by improper loading and unloading actions, or by driving backwards without being directed. In the case of a renter who has unlawfully left the scene of an accident or neglected his or her duties (as described below under "in the event of an accident"), he or she is also fully liable unless such violation played no part in causing the damage. The renter is also liable to an unlimited amount for any damage caused by an unauthorized driver operating the vehicle, for allowing the vehicle to participate in forbidden purposes, and for decidely cruel or unsual driving practices.

The rental company will provide damage-repair invoices to the customer upon request.

breakdown cover, and insurance

For starters, the fleet of vehicles is modern and frequently upgraded, the average age of a vehicle normally being about 6 months. Moreover, each vehicle includes membership in the AXA 24/7 emergency assistance service, tel. +49 089 500 704 841 (drop the leading zero if calling from outside Germany). In addition, each vehicle is covered by an international guarantee such that certain mechanical failure it may happen to suffer will be repaired — free of cost to the renter — by a member of the relevant and very wide-ranging service networks of Fiat (tel. 0800 34 28 11 11) or Ford (tel. 0800 367 33 87 or +49 089 76 76 49 64) or Volkswagen (tel. 0800 89 73 78 423). And as for possible malfunction of living facilities, such would be addressed — again, free of cost to the renter — by the appropriate distribution and service personel, located throughout Europe.

The motorhome rental agreement is a contract between the customer and the vendor and of course involves the customer in certain responsibilities relative to the vehicle. These responsibilities are analogous but far from identical to those typically associated with a car rental. Motorhome rental customers typically bear more such responsibilities than do car rental customers. The nature of the motorhome rental industry is such that replacement motorhomes are usually not guaranteed (although in many cases a replacement motorhome may be effected), as is the case with this vendor and virtually every motorhome rental company. Instead timely service of the rental motorhome is guaranteed and in this case so are limited hotel stays (5 nights) and replacement car rentals. The customer remains responsible for returning the motorhome to the rental depot, as contracted, unless relieved of this responsibility by the rental company (i.e. the vendor).

authorized drivers

The vehicle may be driven only by the renter or by the additional, qualified drivers specified in the rental contract. There is no charge for these additional drivers.

The renter is obliged to record the names and addresses of all drivers whom he or she allows to drive the vehicle. That information must be disclosed to the rental company if requested. Regardless of who is driving the vehicle, the renter is liable for the operation of the vehicle.

The minimum age limit for renters and other drivers is only 21 years, and there is no maximum age limit. However, said drivers must have possessed their valid driving license for at least one year prior to the pick-up date. Most domestic licenses suffice for operation of the vehicles presented on the IdeaMerge Website. Where this statement is questionable, our online software will elaborate. (For instance, though standard US domestic licenses suffice with respect to a motorhome which is rated as having a "total permissible weight" of 3800 kg (i.e. 3.8 metric tons), standard European licenses limit their holders to vehicles rated at 3500 kg or less.)

See our "Resources" page for a discussion of the much-ballyhooed international driving permit.

forbidden use

The rental company does not allow the vehicle to participate in motor sport events and vehicle tests; in the transport of inflammable, poisonous, or otherwise hazardous materials; in the commission of revenue offences and other illegalities, even if these are only punishable under the laws of pertaining to the place of the offence; in subletting; and in other kinds of utilization beyond the contractually agreed use, especially in regard to physical locations not suited to driving.

The vehicle is to be handled in a careful and proper manner and must always be properly locked. The relevant instructions for use, the technical specifications, as well as the maintenance periods must be observed. The renter is obliged to check regularly whether the vehicle is in a roadworthy condition.

in the event of an accident

After a vehicle accident, fire, damage caused by theft, or damage caused by colliding with wildlife, the renter must inform the local police and the rental company headquarters (in Munich) without unnecessary considerable delay.

The headquarters in Munich can be reached at the following numbers: tel. (+49) 089 42 71 430, fax 089 42 71 4399. (Drop the country code and the leading zero if calling from within Germany.)

In all cases of damage, the renter must immediately inform the rental company headquarters in Munich by phone and submit a detailed written report, including a sketch of the accident situation(s). The accident report must include the license numbers of the vehicles involved, the names and addresses of the persons involved (including any witnesses), and it must be signed by both parties.

If the renter expects that the cost to repair the damage will exceed the relevant deductible, or if the vehicle is not fully roadworthy as a result of the accident, the renter must immediately inform the rental company of this (or these) fact(s).

warning

Although motor travel in Europe is not generally considered prohibitively dangerous, there are, of course, associated risks — including death. For quantitative measures of these risks, please see the Association for Safe International Road Travel (ASIRT) http://www.asirt.org.