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| new zealand camper hire insurance: maui
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| All Maui's New Zealand camper rentals
include liability insurance
(i.e. third party) also covering (although very partially) personal injury to
the client and to members of the client's party.
The Maui camper rentals also include collision and
comprehensive insurance inhering a deductible (a.k.a. excess; applicable no
matter who is at fault) of NZD 7500, but
clients can reduce this figure to either NZD 2500 or all the way to zero by purchasing
one of two optional damage waivers (a.k.a. excess reductions),
for NZD 22/day (maximum total cost of NZD 1100) or NZD 40/day (maximum total cost of NZD 2000), respectively.
These insurance options also have positive effects in terms of the security
deposit charged by Maui upon the pick-up occasion:
the default is
NZD 7500 to be actually debited, i.e. charged;
insurance option 1 reduces the amount
to NZD 2500; insurance option 2 reduces the amount to
NZD 220 and entails a mere imprint rather than an actual debit.
For security reasons, only a credit card — namely Visa, MasterCard,
or American Express — can be used to provide the
security deposit.
The card holder must be present upon the pick-up
occasion and is jointly and severally liable for any damage to the
rental vehicle.
The associated personal injury
insurance is effective only in regard to transactions (i.e. medical services
provided to the client or to members of client's party) that occur in
New Zealand.
If the deductible/excess is reduced to zero, one windscreen and two tires are covered for accidental damage.
Damage to the overhead or underbody of the vehicle is not covered unless
the customer buys damage waiver 2 (noted above) and enhances that waiver
by purchasing the no worries cover, for NZD 50 per rental
in addition to the cost of damage waiver 2.
The term comprehensive above signifies
vehicular damage due to vandalism, fire, theft of the vehicle, break-in, and weather,
as well as towing and recovery costs.
Importantly this term
also signifies the cost of the daily rental for the duration the vehicle
is off fleet for accident repairs (demurrage); which is to say, this cost
is considered a damage. The deductible/excess is applicable
no matter who is at fault;
but if the client is shown to be not at fault
and Maui is successful in recovering damages from the other party, the
client will be refunded appropriately (although such process can take several
months).
Exclusions:
breakdown cover and repairs
For starters, the fleet of vehicles is modern and frequently upgraded,
the average age of a vehicle normally being less than 1 year.
All the vehicles do include 24/7 roadside service nationwide.
Any problems associated with the vehicle, including equipment failure,
should be reported to Maui
as soon as possible and within 24 hours, this to give Maui the
opportunity to rectify the problem as soon as possible. Failure to report
as such will compromise any client claims for compensation.
Maui does not accept liability for claims submitted after this duration.
In the event, please contact Maui toll-free at tel. 0800 651 080 (North Island)
or tel. 0800 304 304 (South Island).
Repairs costing up to NZD 100 may be effected without authorization from
Maui and will be appropriately reimbursed if the client provides the repair receipt
to Maui. For amounts estimated over NZD 100, the
client should obtain authorization from Maui. Receipts relating to
any repair should be sumbitted to Maui.
Warning
Although motor travel in New Zealand is not generally considered prohibitively dangerous, there are, of course, associated risks — including death. For quantitative measures of these risks, please see the Association for Safe International Road Travel (ASIRT) http://www.asirt.org.
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