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| new zealand camper hire insurance: apollo
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| All Apollo's New Zealand rentals include liability
(i.e. third party) insurance and collision and
comprehensive insurance, the latter inhering a deductible
(a.k.a. excess; applicable per claim not per rental, and applicable no
matter who is at fault) of NZD 7500
(NZD 2700 for the Cheapa brand Hitop and Cheapa 2 Berth ST, NZD 5000 for other Cheapa brand vehicles)
but clients can reduce this figure to either NZD 2500 (or NZD 1200 for the Cheapa brand Hitop and Cheapa 2 Berth ST) or all the way to zero
and the latter reduction including one windscreen and two tires (except for Cheapa brand vehicles), this by purchasing
one of two optional damage waivers (a.k.a. excess reductions),
for NZD 20/day (maximum total cost of NZD 1000) or NZD 35/day
(alias VIP cover; maximum total cost of NZD 1750), respectively, although
for the Cheapa brand Hitop and Cheapa 2 Berth ST these figures are only
NZD 16/day (maximum total cost of NZD 560) or NZD 26/day
(maximum total cost of NZD 910).
These insurance options also have positive effects in terms of the security
deposit charged by Apollo upon the pick-up occasion:
the default security deposit is
NZD 7500 (NZD 2700 for the Cheapa brand Hitop and Cheapa 2 Berth ST, NZD 5000 for other Cheapa brand vehicles)
actually debited to the client's Visa or MasterCard;
insurance option 1 reduces this amount
to NZD 2500 (or NZD 1200 for the Cheapa brand Hitop and Cheapa 2 Berth ST) and moreover entails a mere imprint of the credit card
(or else payment by cash or traveler's checks, in which case refund
would be by check from Apollo mailed to client) rather
than an actual charge to a credit card; likewise insurance option 2 reduces
the amount to
NZD 250 and entails a mere imprint.
Important: In addition to the deductible, Apollo will charge
an administration fee of NZD 60 per insurance claim and per
speeding ticket, parking fine, traffic ticket, or toll-road fine.
The term comprehensive above signifies
vehicular damage due to vandalism, fire, theft of the vehicle, break-in, and weather.
Importantly this term
also signifies the cost of the daily rental for the duration the vehicle
is off fleet for accident repairs (demurrage); which is to say, this cost
is considered a damage.
The deductible/excess is applicable
no matter who is at fault; but if the client is shown to be not at fault
and Apollo is successful in recovering damages from the other party, the
client will be refunded appropriately (although such process can take several
months).
The associated personal injury
insurance is effective only in regard to transactions (i.e. medical services
provided to the client or to members of client's party) that occur in
New Zealand.
Exclusions:
travel restrictions
The 2WD (two-wheel drive) vehicles can only be driven on sealed/bitumen/paved
roads. The only exception to this rule are any recognized campground access roads
less than 500 meters in length and the last remaining kilometers
of loose road surface on any major ski field access roads.
No Apollo vehicle shall be driven on Skippers Road (Queenstown),
Ninety Mile Beach (Northland), Ball Hut Road (Mount Cook),
and north of Colville Township (Coromandel Peninsula).
Apollo reserves the right at its sole discretion to restrict the
movements in certain areas due to adverse road or weather conditions.
breakdown cover and repairs
For starters, the fleet of vehicles is modern and frequently upgraded,
the average age of a vehicle normally being less than 1 year.
All the vehicles do include 24/7 roadside service nationwide
and membership in the New Zealand Automobile Association.
Call toll-free 0800 113 131.
Any problems associated with the vehicle, including equipment failure,
should be reported to Apollo
as soon as possible and within 24 hours, this to give Apollo the
opportunity to rectify the problem as soon as possible. Failure to report
as such will compromise any client claims for compensation.
Apollo does not accept liability for claims submitted after this duration.
In the event, please contact Apollo toll-free at tel. 0800 113 131.
Repairs costing up to NZD 50 may be effected without authorization from
Apollo and will be appropriately reimbursed if the client provides the repair receipt
to Apollo. For amounts estimated over NZD 50, the
client should obtain authorization from Apollo. Receipts relating to
any repair should be submitted to Apollo.
Warning
Although motor travel in New Zealand is not generally considered prohibitively dangerous, there are, of course, associated risks — including death. For quantitative measures of these risks, please see the Association for Safe International Road Travel (ASIRT) http://www.asirt.org.
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